We Provide all kind of life insurance and investments Services You name it and we can provide it. With an experienced staff working around the clock, you can be sure we will get the job done and get it done right.

Here are our Services

Life insurance

Everyone’s circumstances and requirements differ so it may be more prudent to take a more scientific approach while choosing the life insurance.

Which type of product is right for you?

Universal Life is a type of permanent life insurance based on a cash value. That is, the policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value. With universal life insurance, you will be covered for life as well as you can grow your savings tax-free!

It is really a good choice for you if:

• You want to leave your loved ones an inheritance
• You’re in business and want to protect your company

Advantages and features

• It’s a flexible product that offers a two-for-one solution:
  • The insurance component provides coverage adapted to meet your needs at any stage of life
  • The investment component lets you build your savings tax-free
• You can bundle multiple coverages for multiple insureds under one policy
• Your policy can be adjusted to meet your changing needs
• You can choose to round out your insurance with add-ons like:
  • A healthcare component (critical illness or other healthcare coverages)
  • A disability benefit
  • Accidental death and dismemberment coverage
  • Accidental fracture
  • Children’s insurance

Term Life Insurance gives you coverage for a pre-determined period, at an affordable price.If your death occurs during the chosen period, your loved ones will receive tax-free benefits. It is a cost-effective and simple plan, with some flexibility to adapt to your long-term goals. We offer a number of term life insurance solutions to help you protect your financial interests and estate needs. With term life insurance, you get coverage that fits any budget for a set period of time (e.g. 1, 5, 10 or 20 years).

It is really a good choice for you if:

• You’ve got dependent children
• You’ve got debts that need short-term protection
• You’re a business owner with substantial start-up costs

Advantages and features

• Premiums are fixed for the full policy period.
• At the end of the policy term:
  • You can renew it without having to provide proof of good health
  • You can convert your term life insurance into permanent coverage
• You can choose to round out your insurance with add-ons like:
  • A disability benefit
  • Accidental death and dismemberment coverage
  • Accidental fracture
  • Children’s insurance

Whole Life Insurance (also known as Permanent Life Insurance) remains in force for the whole of the policyholder’s lifetime. The premium amount can be paid up over 20 years, until age 65, or to age 100.

It is really a good choice for you if:

• You want to leave your loved ones an inheritance
• You want to be able to stay insured, no matter what happens to your health

Advantages and features

• Your costs are fixed – your premium will never go up
• You’re covered for life
• Can be purchased as an only product or in combination with other life and health insurance products
• You can choose to round out your insurance with add-ons like:
  • A disability benefit
  • Accidental death and dismemberment coverage
  • Accidental fracture
  • Children’s insurance